Thanks to joint efforts - a strong result in the first half of 2025

In the first half of 2025, NLB Group achieved significant results, all thanks to our daily work, dedication and trust that we build with clients throughout the region.

In the first half of 2025, we made a profit after taxation of 274.4 million euros, and the market recognized our strength - the share price of NLB d.d. it has reached a historical maximum and is currently hovering around the book value per share. Stable net interest income, fee growth, cost control and strong credit growth in the region contributed to this success, but what really stands behind it all is teamwork.

While the numbers are important, the story we're writing together is even more important. The focus of our strategy is not only growth, but also building lasting relationships - with clients, with the communities we support and among ourselves within the NLB team. Our dedication can be seen not only in reports, but also in the trust we build with every contact, every task, every smile.

"Official business results, which instill confidence and strengthen the foundations of our Group, as well as the broader economic environment in our home region, represent only one side of the story that we are focused on at NLB Group. The other is our growth ambition and commitment to the implementation of business strategy. We believe that the future of banking belongs to those who see beyond transactions - who see relationships. Those who recognize the needs of clients at every moment of their lives, anticipate their expectations and design an ecosystem of banking and financial services that adapts to it. Those who build long-term relationships. On trust. And reliability. On everything that serves not only the shareholders, but also the communities we strengthen every day." - pointed out Blaž Brodnjak, President of the Management Board of NLB d.d.

We are also pleased to inform you that the mandates of Blaž Brodnjak, Archibald Kremser and Andreas Burkhardt have been extended for another five years, which brings stability, continuity and a clear vision for the further development of NLB Group. Their experience and leadership, which they have shown during numerous challenges, from privatization, through the pandemic, to the current acquisitions, remain an important pillar of our journey.

These six months confirm that together we can achieve a lot, not only achieving excellent business results, but also building a Bank that is reliable, consistent and close.

Thank you for your contribution - because the success of NLB Group is also your success.